Leave your family the
Ultimate Gift
Protection when it matters most
Benefits that matterwhen it matters most
TC Funeral Plans are designed to support you and your family quickly and practically, so you’re not left worrying about money or arrangements during a difficult time.
Covered sooner
- Only a 3-month waiting period for natural death
- No waiting period for accidental death
Because life doesn’t wait — and neither should your protection.
Fast financial support
- Funeral pay-out within 48 hours of an approved claim
- Double pay-out for accidental death *
- R1 000 transport benefit paid within 48 hours *
Practical family support
- Repatriation cover within South Africa and SADC countries
- Tutor benefit — telephonic academic support for children *
- R2 000 grocery cash pay-out to help with everyday needs *
* These benefits apply to main members only.
Ready to protect your family?
Join thousands of TC Members with affordable, comprehensive funeral cover.
3 simple steps to secure the right Funeral Plan for peace of mind.
Ask your TC Business Builder or Manager for more information or visit our website www.tcdirect.co.za to apply.
Choose between our Individual, Family or Extended Family plans.
Load a monthly Debit Order when you apply for your policy.
By taking these steps, you’ll have a plan that brings peace of mind and support when it’s needed most.
Have questions? Check out our FAQsClaims are processed by the Binder Holder Phakama Admin Services on behalf of Fedgroup Life Ltd a Licensed Life Insurer.
The Ultimate Table Charm Funeral Plan is empowered by Table Charm Direct registered under Fedgroup Financial Services (FSP 45563).
Fedgroup Life Limited is a licensed insurer and an authorised financial services provider. TC Direct (RF)(Pty) Ltd is not an authorized financial services provider.
Funeral cover that grows with your family.
Life doesn’t wait — and neither should your protection.
TC Funeral Plans are designed to support you and your family when it matters most, with affordable cover options that fit your life, your budget, and your responsibilities.
Whether you are protecting yourself, your household, or your wider family, there is a TC Funeral Plan that gives you peace of mind — without complication.
Choose the plan that’s right for you:
Individual Plan
| Cover Amount | Monthly Premium |
|---|---|
| R5 000 | R65 |
| R10 000 | R80 |
| R15 000 | R99 |
| R20 000 | R132 |
| R25 000 | R165 |
Family Plan
| Cover Amount | Monthly Premium |
|---|---|
| R5 000 | R90 |
| R10 000 | R120 |
| R15 000 | R149 |
| R20 000 | R190 |
| R25 000 | R230 |
Extended Family Plan
| Cover Amount | Age: 1–64 | Age: 65–79 |
|---|---|---|
| R5 000 | R50 | R120 |
| R10 000 | R60 | R190 |
| R15 000 | R70 | R250 |
| R20 000 | R80 | R320 |
| R25 000 | R90 | R360 |
(Age at next birthday) — Rates are per life insured and will change based on age of individual being added to the policy.
Because family is more than just your household.
With the TC Funeral Extended Family Plan, you can extend your funeral cover beyond your immediate household and protect up to 7 additional family members — including parents, siblings, in-laws, aunts, uncles, nieces, nephews, and more.
This means more of the people you care about are covered under one affordable plan, so you’re not left making difficult decisions when the time comes.
Extended Family Plan — Who is covered?
Extended family includes parents, siblings, in-laws, aunts, uncles, cousins, nieces, nephews, grandparents, grandchildren, or a major child of the policyholder.
- Policy Holder and Spouse: Age 18 – 65
- Up to 7 additional family members covered
- Age 1 – 64 and 65 – 79 rate bands
- Rates are per life insured based on individual age